I was slogging through my monthly nightmare paying the medical bills. They get more and more complex. Now that Kitty is 18, she gets her own (not that I don't still pay them), so we've added more accounts to deal with.
It's always a chore.
But today, as I was going through the EOB's from the insurance company, I noticed something completely outrageous.
I had two completely separate EOBs for the same service. One was from the doctor. It was for the amount we're used to seeing ($189.00), and had the usual adjustments because of the deal the insurance company makes with the doctor. The other was from the hospital that operates the clinic. Not that this doctor has admitting privileges, mind you, but the hospital that separated itself from the clinic 8 years ago for tax reasons has now reclaimed the clinic and is levying a separate charge for every visit to the doctor. The hospital bill, which I understand is essentially for facilities fees, is $210.00 (less adjustments etc.).
Yes, they charged me twice, and more than doubled the charge to see the doc. And yes, the facilities fees are more than the actual doctor bill.
This doc ran no tests, did no physical exam (and thus used nothing that needed to be laundered), used no paper to cover the chair I sat on. I did not see a nurse. So what exactly am I paying the $210.00 for? (Okay, what's my insurance company paying for?).
I can't say they didn't warn us. But a warning that the hospital will be billing you separately for a facilities fee does not adequately prepare you for the fact that this means your medical bills just doubled!
When I called to question this insanity,I was told that this is "normal" and has been being done all over the country for the last 8-10 years. I told the young lady on the phone that while it may be "normal" it's still wrong. I'm angry enough right now to call lawyers. No wonder health insurance is so expensive! They don't want to pay for this double billing garbage either!
I'm really afraid to see what they'll charge me for that 5 minutes with the dermatologist now.